Amid rising cost of living, September 2025 marks important Canada Pension Plan (CPP) and Old Age Security (OAS) adjustments. With CPP maxing out at $1,364/month and OAS hitting $734.95 for those aged 65–74 (and $808.45 for 75+), seniors need to know when and how these payments arrive.
Here’s everything you need to know—accurate and up-to-date.
Payment Amounts & Eligibility
| Benefit Program | Age Group / Requirement | Maximum Monthly Amount (September 2025) |
|---|---|---|
| CPP | Age 65, max contributions | $1,364 |
| OAS | Age 65–74, full residency | $734.95 |
| OAS (75+) | Age 75+, full residency | $808.45 |
| Payment Delivery | CPP & OAS payments (Direct Deposit or Cheque) | On or around September 25, 2025 |
CPP: Rise & Payment Schedule
In 2025, the maximum CPP payment for those starting at age 65 climbs to $1,364/month—a notable increase reflecting inflation adjustments . CPP benefits are typically disbursed on the third-last business day of each month. For September 2025, payments fall on September 25 .
OAS: Boost & Delivery Date
The Old Age Security (OAS) pension is indexed quarterly for inflation. For July–September 2025, rates reach $734.95 for ages 65–74 and $808.45 for those 75+ . OAS payments also arrive around the third-last business day—meaning September’s OAS arrives on September 25, 2025
How to Receive Your Payment
- Direct Deposit is the best method—fast, secure, and reliable.
- Alternatively, cheques are mailed if you’re not registered for direct deposit.
- Check your My Service Canada Account to confirm banking details and ensure no delays.
In September 2025, Canadians should expect CPP payments of up to $1,364 and OAS up to $808.45 depending on age and eligibility.
Both benefits arrive reliably on September 25—check your My Service Canada Account, enable direct deposit, and ensure your personal information is current. These timely payments offer vital support, making a real difference in managing monthly budgets.
Why These Changes Matter
These inflation-linked increases help protect seniors’ purchasing power against rising costs. Knowing the exact payment dates helps with budgeting for essentials like groceries, utilities, and healthcare.
In September 2025, Canadians should expect CPP payments of up to $1,364 and OAS up to $808.45 depending on age and eligibility.
Both benefits arrive reliably on September 25—check your My Service Canada Account, enable direct deposit, and ensure your personal information is current. These timely payments offer vital support, making a real difference in managing monthly budgets.
FAQs
When will CPP and OAS payments be deposited in September 2025?
Both payments are scheduled for September 25, 2025, the third-last business day of the month.
How much will I receive for CPP and OAS in September 2025?
CPP (age 65 with maximum contributions): $1,364/month
OAS: $734.95 (ages 65–74) or $808.45 (75+)