The Canada Revenue Agency (CRA) has announced a significant update to the Canada Child Disability Benefit (CDB) for 2025. Eligible families can now receive up to $2,000 additional support per child with disabilities, ensuring better financial assistance and improved quality of life.
This article provides a complete breakdown of the eligibility criteria, payment amounts, application process, and payment schedules.
What is the Canada Child Disability Benefit (CDB)?
The Canada Child Disability Benefit (CDB) is a tax-free benefit designed to support families raising children with disabilities. It supplements the Canada Child Benefit (CCB) by providing additional funds to cover expenses related to the child’s special needs.
With the 2025 boost, eligible families will see a substantial increase, reflecting the government’s commitment to supporting families with disabled children.
Maximum CDB Amount for 2025
For the period July 2025 – June 2026, the maximum amount available per child is:
| Benefit Type | Monthly Amount | Annual Amount |
|---|---|---|
| Canada Child Disability Benefit (CDB) | $284.25/month | $3,411/year |
| Additional 2025 Boost | $166.67/month | $2,000/year |
| Total Maximum | $450.92/month | $5,411/year |
Note: The CDB is calculated based on the family’s income, and the amounts may decrease as income increases.
Eligibility Criteria for 2025 CDB Boost
To qualify for the CDB and the $2,000 boost in 2025, families must meet the following criteria:
- Child Age: Must be under 18 years old at the start of the benefit year.
- Disability Eligibility: Child must be eligible for the Disability Tax Credit (DTC).
- Residency Requirement: Both child and parent(s) must be residents of Canada.
- Income Limits: Families with a net income up to $75,000 receive full benefits. Amounts gradually reduce for higher incomes.
- Filing Requirement: Parents must file their annual income tax return to calculate benefit amounts.
- Updated Documentation: For new applicants or first-time DTC claims, CRA may request medical certification forms confirming the child’s disability.
How the CDB is Calculated
The CDB amount depends on family income and the number of eligible children. Below is an approximate breakdown:
| Family Net Income | 1 Eligible Child | 2 Eligible Children | 3 Eligible Children |
|---|---|---|---|
| <$75,000 | $3,411/year + $2,000 boost | $6,822/year + $4,000 boost | $10,233/year + $6,000 boost |
| $75,001 – $150,000 | Gradual reduction applies | Gradual reduction applies | Gradual reduction applies |
| >$150,000 | Minimal or no additional benefit | Minimal or no additional benefit | Minimal or no additional benefit |
Tip: Families with higher incomes may still be eligible for partial benefits.
Application Process for 2025 CDB Boost
Eligible families should follow these steps:
- Apply for the Disability Tax Credit (DTC):
- Submit Form T2201 to CRA.
- Have a qualified medical practitioner complete the disability certification.
- Update CRA Records:
- Ensure your child’s DTC status is up-to-date.
- Confirm the Canada Child Benefit application is active.
- Automatic Adjustment:
- Once DTC is approved, the CRA will automatically apply the 2025 CDB boost for eligible children.
- Payment Method:
- Benefits are paid via direct deposit or mailed cheques monthly.
Payment Schedule for 2025
The CRA makes CDB payments monthly. For 2025, the relevant payment dates include:
| Month | Payment Date |
|---|---|
| July 2025 | July 18, 2025 |
| August 2025 | August 20, 2025 |
| September 2025 | September 19, 2025 |
| October 2025 | October 20, 2025 |
| November 2025 | November 26, 2025 |
| December 2025 | December 22, 2025 |
| January 2026 | January 20, 2026 |
| February 2026 | February 20, 2026 |
| March 2026 | March 20, 2026 |
| April 2026 | April 17, 2026 |
| May 2026 | May 20, 2026 |
| June 2026 | June 19, 2026 |
Payments may vary slightly based on weekends or bank holidays.
Key Details to Remember
- Tax-Free Benefit: CDB and the 2025 boost are not taxable, so families receive the full amount.
- Impact on Other Benefits: Receiving the CDB does not affect eligibility for other government benefits such as GST/HST credits or provincial child benefits.
- Annual Recalculation: CRA recalculates the benefit every July, based on the previous year’s income.
- Partial Year Payments: If your child becomes eligible mid-year, CRA will pro-rate payments.
Benefits of the $2,000 Boost in 2025
The boost is designed to:
- Alleviate Financial Pressure: Extra funds help families manage medical expenses, therapies, and special needs.
- Support Education: Funds can cover educational resources, adaptive tools, and learning support.
- Promote Child Well-being: Ensures children with disabilities have access to better care, development programs, and recreational activities.
The CRA’s $2,000 boost for the Child Disability Benefit in 2025 is a major financial support for families raising children with disabilities. With clear eligibility criteria, a simple application process, and tax-free monthly payments, families can plan their budgets confidently.
Ensuring your child’s Disability Tax Credit is updated with CRA is key to accessing this additional support. Families should also monitor monthly payment schedules to receive the full benefit without delay.
This enhancement reflects Canada’s ongoing commitment to supporting children with disabilities and easing the financial burden for families nationwide.
FAQs
Who qualifies for the $2,000 CDB boost in 2025?
Families with children under 18 who are eligible for the Disability Tax Credit (DTC) and meet CRA residency and income requirements qualify for the boost.
Is the Child Disability Benefit taxable?
No, the CDB and the 2025 $2,000 boost are completely tax-free. Families receive the full amount without deductions.
How will I receive the boosted payments?
Payments are made monthly via direct deposit or mailed cheque, automatically adjusted once your child’s DTC eligibility is confirmed.