The Canadian government has officially confirmed a one‑time, tax‑free $2,200 payment, scheduled for October 29, 2025. This financial relief targets seniors, low‑income individuals, and Canadians with disabilities, offering crucial support during a period of rising inflation and costs of living.
Whether you’re receiving federal benefits or might need to apply, now is the time to know your status.
Key Details at a Glance
| Feature | Details |
|---|---|
| Payment Amount | $2,200 (one‑time, tax‑free) |
| Payment Date | October 29, 2025 |
| Automatic Eligibility | OAS, GIS, or CPP‑D recipients automatically receive this benefit |
| Application Deadline | September 30, 2025 |
| Eligibility Requirements | Age (65+, or under 65 with long‑term disability), residency, income limits |
| Processing Time | Approximately 4–6 weeks |
| Delivery Method | Direct deposit (preferred) or mailed cheque |
Who Gets the Payment Automatically?
If you are already enrolled in Old Age Security (OAS), the Guaranteed Income Supplement (GIS), or receiving Canada Pension Plan Disability (CPP‑D) benefits, you do not need to apply.
You’ll automatically receive the $2,200 payment—provided your direct deposit information or mailing address is up to date with CRA or Service Canada.
How to Qualify & Apply
If you’re not enrolled in OAS, GIS, or CPP‑D, but believe you meet the criteria, follow these steps:
Eligibility Requirements
- Age: Must be 65 or older by December 31, 2025, or under 65 with a long‑term disability supported by federal or provincial programs.
- Residency: Must be a Canadian citizen or permanent resident, with at least 10 years of residency since age 18.
- Income Limits:
- Individuals: Annual income under $35,000
- Households: Combined income below $45,000
Application Steps
- Check eligibility using the Benefits Finder tool on Canada.ca
- Gather documents: ID (e.g. passport, driver’s license, PR card), proof of residence (utility bill, lease), and proof of income (T4, Notice of Assessment).
- Download or obtain the application form from Canada.ca or a Service Canada office.
- Submit your application (online, mail, or in person) by September 30, 2025.
- Wait for processing—expect a response within 4–6 weeks via letter or email
- Ensure your banking/mailing info is current to avoid delays
When & How You’ll Receive the Payment
The CRA confirmed the October 29, 2025 disbursement date for the $2,200 benefit—sent via direct deposit for those enrolled, with cheques by mail for those without. It’s tax‑free, and won’t affect other federal benefits like the Canada Child Benefit or OAS/GIS eligibility .
Why This Matters
This one-time relief offers real-time financial support amid rising housing, food, utility, and healthcare costs. For vulnerable Canadians, this deposit isn’t just a cheque—it’s a lifeline of stability heading into potentially challenging months ahead.
The $2,200 one-time payment, confirmed for October 29, 2025, provides essential support for seniors, low-income individuals, and disabled Canadians facing rising costs. If you’re already receiving OAS, GIS, or CPP-D, this benefit comes to you automatically.
Otherwise, applying before the September 30 deadline ensures you don’t miss out. Stay proactive—update your information, file your eligibility, and be ready for this important financial boost.