Canada’s Guaranteed Income Supplement (GIS) offers vital extra support for low-income seniors receiving the Old Age Security (OAS) pension.
The latest amounts for July to September 2025 have been confirmed, ranging between $660 and $1,097.75 depending on marital status and income. Here’s the breakdown.
Who Is Eligible?
To qualify for GIS in 2025, you must:
- Be 65 years or older
- Live in Canada
- Receive the Old Age Security (OAS) pension
- Have income below threshold levels (single or combined for couples)
GIS Payment Rates (July–September 2025)
| Situation | Annual Income Threshold | Max Monthly GIS Payment |
|---|---|---|
| Single, Divorced, or Widowed | Less than $22,272 | Up to $1,097.75 |
| Couple – Partner receives full OAS | Combined income under $29,424 | Up to $660.78 |
| Couple – Partner receives the Allowance | Combined income under $41,184 | Up to $660.78 |
| Couple – Partner receives neither OAS nor Allowance | Combined income under $53,376 | Up to $1,097.75 |
Important Insights
- The GIS amount is reviewed quarterly—in January, April, July, and October—to account for cost-of-living changes as measured by the Consumer Price Index (CPI). Payments do not decrease even if the CPI falls.
- A 1% increase was applied, resulting in the current $1,097.75 maximum for singles and couples whose partners don’t receive OAS or Allowance.
2025 GIS Payment Dates
If you’re enrolled and set up for direct deposit, expect your GIS payment alongside your OAS on these dates:
- January 29
- February 26
- March 27
- April 28
- May 28
- June 26
- July 29
- August 27
- September 25
- October 29
- November 26
- December 22
The GIS Payment 2025 provides a financial lifeline to low-income seniors receiving OAS—from $660.78 to $1,097.75 monthly, based on individual or combined income and marital status.
These amounts are reassessed quarterly, ensuring they keep pace with inflation, and are non-taxable. If you’re eligible, ensure your tax filings are current and direct deposit is active to receive timely payments throughout the year.
