Starting August 2025, millions of Canadian families will see higher monthly Canada Child Benefit (CCB) payments.
The Canada Revenue Agency (CRA) is boosting these amounts to match inflation, helping parents manage the rising cost of living.
With essentials such as groceries, rent, and childcare becoming more expensive, this increase ensures that families get extra financial support right when they need it most.
Whether you already receive the CCB or plan to apply, this guide explains the new rates, eligibility criteria, changes for 2025, and how to ensure you receive the full amount.
What’s New for August 2025
For the 2025–2026 benefit year, the federal government has adjusted CCB payments to keep pace with inflation, protecting families’ purchasing power.
- Effective Date: The new rates start with the August 2025 payment.
- Calculation Basis: Payments are determined using your 2024 income tax return.
- Tax-Free: The CCB remains a non-taxable benefit for parents with children under 18, designed to ease financial strain and promote children’s well-being.
Updated 2025–2026 CCB Payment Rates
From August 2025, eligible families will receive the following maximum monthly and annual payments:
Child Age Group | Max Monthly Payment (Per Child) | Max Annual Benefit |
---|---|---|
Under 6 Years | $663.50 | $7,962.00 |
6 to 17 Years | $560.75 | $6,729.00 |
Income threshold: These maximum amounts apply to families with an adjusted net income of $34,863 or less.
As income rises above this limit, payments are gradually reduced through a tiered formula—but many middle- and higher-income families still qualify for partial benefits.
Payment Schedule – August 2025
The first increased CCB payment will be sent on:
August 20, 2025
Payment methods:
- Direct Deposit – Funds arrive in your bank account on the payment date.
- Mailed Cheque – May take 3–5 business days depending on Canada Post delivery times.
Tip: To avoid payment delays, ensure your bank account details are correct in your CRA My Account, and file your 2024 tax return on time.
Key CCB Changes in 2025
Easier Access for Newcomers
New Canadians will benefit from a simplified application process, meaning less paperwork and faster approvals for eligible families.
Extended Retroactive Claims
Parents can now claim missed payments for up to three years. This ensures families don’t lose out on benefits they were entitled to in previous years.
Updated Income Brackets
The CRA has adjusted income thresholds to reflect wage growth and inflation. As a result, more middle-income households will qualify for partial benefits, and some will receive higher amounts than before.
How to Receive the Full CCB Amount
To make sure you get your maximum CCB payment in August 2025, follow these steps:
- File Your Taxes Early – Submit your 2024 income tax return before the deadline.
- Update Your CRA My Account – Report any changes in family status, income, or address.
- Report Life Changes Promptly – Notify CRA of events such as a new child, separation, or relocation.
- Use Direct Deposit – Avoid postal delays by opting for electronic transfers.
Who Is Eligible for the CCB?
You may qualify for the 2025–2026 Canada Child Benefit if:
- You are a Canadian resident for tax purposes.
- You live with a child under 18.
- You are the primary caregiver responsible for the child’s care and upbringing.
- You and your spouse/partner (if applicable) have filed your 2024 tax return.
Important: Even if you have no taxable income, you must still file your taxes to receive the benefit.
Why This Increase Matters
The August 2025 increase to the Canada Child Benefit arrives at a crucial time for families struggling with higher grocery costs, housing expenses, and childcare fees.
By raising the monthly benefit and expanding eligibility, the CRA is helping ensure that Canadian children can grow up in financially stable households.
This adjustment not only supports day-to-day expenses but also contributes to long-term family well-being.
The Canada Child Benefit increase in August 2025 is more than just a cost-of-living adjustment—it’s a direct investment in Canadian families.
With higher payments, expanded eligibility, and simplified access, parents now have more resources to support their children’s needs.
To maximize your benefits, file your taxes, update your CRA account, and choose direct deposit.
This ensures you get your full payment on time and can take full advantage of the financial support available.
Frequently Asked Questions
How will my Canada Child Benefit be calculated for 2025?
The CRA calculates your payment based on 2024 income, the number of children you have, and their ages. A tiered formula reduces the benefit for incomes over $34,863.
What if I haven’t filed my 2024 taxes yet?
You must file your 2024 income tax return for the CRA to determine your eligibility and payment amount.
Can I apply for the CCB retroactively?
Yes. Families can request retroactive CCB payments for up to three years if they were eligible but didn’t apply in time.