Eligible Canadian seniors can expect their Canada Pension Plan (CPP) and Old Age Security (OAS) benefits to be deposited on Wednesday, August 27, 2025. These payments are a critical source of income for many retirees and play a key role in monthly budgeting.
OAS Payment Increases from July to September 2025
The Canada Revenue Agency (CRA) announced a 1% increase in OAS benefits starting July 2025. This adjustment reflects a 2.3% rise in the Consumer Price Index (CPI) from July 2024 to July 2025.
OAS payments are reviewed quarterly—in January, April, July, and October—to account for changes in the cost of living. However, payments will not decrease, even if inflation drops.
August 2025 Government Benefit Payments
Aside from CPP and OAS, Canadians can expect other federal and provincial benefits in August, including:
- Ontario Trillium Benefit (OTB)
- Canada Disability Benefit
- Canada Child Benefit (CCB)
- Ontario Disability Support Program (ODSP)
- Veteran Disability Pension
Complete CPP Payment Schedule for 2025
| Month | CPP Payment Date |
|---|---|
| January | 29 |
| February | 26 |
| March | 27 |
| April | 28 |
| May | 28 |
| June | 26 |
| July | 29 |
| August | 27 |
| September | 25 |
| October | 29 |
| November | 26 |
| December | 22 |
How Much CPP Will You Receive?
To qualify for CPP, you must:
- Be 60 years or older
- Have made at least one valid CPP contribution from employment in Canada or through a spouse’s/shared credit
Here are the current CPP amounts:
| Age | Maximum Monthly (as of Jan 2025) | Average Monthly (as of Apr 2025) |
|---|---|---|
| 65 | $1,433 | $844.53 |
Note: These amounts vary depending on:
- When you start collecting your pension
- Your total contributions
- Your average income during your working life
To check your estimated benefit, log in to your My Service Canada Account.
OAS Eligibility and Automatic Enrollment
You may be eligible for OAS if:
- You are 65 years or older
- You meet residency requirements
In most cases, Service Canada will automatically enroll you. You will be notified if this applies. If not, you must apply manually.
How Much Can You Receive Through OAS?
The maximum OAS amounts from July to September 2025 are:
| Age Group | Monthly Maximum |
|---|---|
| 65–74 years | $734.95 |
| 75+ years | $808.45 |
Income limits to qualify:
- 65–74: Must earn less than $148,541 in 2024
- 75+: Must earn less than $154,196 in 2024
The CRA offers an online OAS payment estimator to help you forecast your monthly benefits.
Didn’t Receive Your Government Payment?
If your benefit doesn’t arrive on time, you should:
- Wait 10 business days after the scheduled payment date
- Then, contact the CRA or Service Canada for assistance
As we approach August 27, 2025, it’s essential for CPP and OAS recipients to be aware of payment dates, eligibility requirements, and the recent OAS benefit increase. Staying informed ensures you get what you’re entitled to—and helps with financial planning during retirement.
FAQs
What day will CPP and OAS be paid in August 2025?
Both payments will be issued on Wednesday, August 27, 2025, to eligible recipients.
How much CPP will I get at age 65 in 2025?
The maximum monthly CPP at age 65 is $1,433, while the average is $844.53 as of April 2025.
Can I receive both CPP and OAS payments?
Yes, if you’re eligible for both, you will receive them as separate deposits into your account.