The Canada Revenue Agency (CRA) has confirmed that eligible low‑income Canadians will receive advance payments of the Advanced Canada Workers Benefit (ACWB) in 2025, ranging from $1,518 for single individuals to $2,616 for families.
This initiative delivers timely financial support through automated advance payments based on your tax return—no separate application needed.
What Is the Advanced Canada Workers Benefit (ACWB)?
The Advanced Canada Workers Benefit is essentially a portion of the Canada Workers Benefit (CWB) made available in advance.
If you qualify for the CWB, you automatically receive up to 50% of both the basic benefit and disability supplement — without needing to apply separately . It’s structured to help low-income workers manage living expenses proactively instead of waiting until tax season.
2025 Benefit Amounts & Income Thresholds
Applicant Type | Max Annual Benefit | Income Cut-Offs |
---|---|---|
Single (basic only) | $1,518 | Reduced if income above $24,975; zero if above $35,095 |
Family (basic only) | $2,616 | Reduced if income above $28,494; zero if above $45,934 | |
Disability supplement | Included if eligible | Additional amounts based on eligibility, similarly income-tested |
These figures vary slightly by province or territory due to specific regional adjustments .
Who Qualifies for the ACWB?
To be eligible for CWB and ACWB, you must meet the following criteria:
- Be a Canadian resident for tax purposes and typically 19 years or older, unless you’re a student with a dependent .
- Have earned working income (wages or self-employment).
- File a tax return before November 1 of the benefit period to receive advance payments .
- Your working income must fall under specific thresholds to receive any benefit.
- If eligible for the Disability Tax Credit, you may also receive a disability supplement .
ACWB Payment Schedule for 2025
Advance payments are issued automatically in three installments:
- January 10, 2025
- July 11, 2025
- October 10, 2025
If a payment date falls on a weekend or holiday, the CRA makes the payment on the last business day before.
Why This Matters
The ACWB offers a timely lifeline for low-income workers, easing financial pressure during the year with automatic installments rather than waiting for a lump sum in tax season.
For many, this assistance significantly improves stability—especially in the face of rising living costs.
The Advanced Canada Workers Benefit confirmed for 2025 is a powerful, automatic support system—offering up to $1,518 for singles and $2,616 for families, with available disability supplements.
With three quarterly payments and no additional application required, it’s designed to support workers in real time. Staying on top of your tax filing and personal information with the CRA is key to receiving full benefits.
FAQs
How much can I receive from the ACWB in 2025?
Single workers may receive up to $1,518, while eligible families can receive up to $2,616, with possible extra for disability.