The Canada Revenue Agency (CRA) has officially announced that eligible Canadians will receive an additional GST/HST credit payment in September 2025. This financial boost comes as part of the government’s continued strategy to assist low- and middle-income families facing increased living costs and inflation.
This one-time top-up is meant to ease financial burdens amid rising expenses, particularly in housing and grocery sectors, offering timely support to households already relying on the quarterly GST/HST credit for assistance.
Understanding the GST/HST Credit
The Goods and Services Tax/Harmonized Sales Tax (GST/HST) Credit is a tax-free quarterly benefit aimed at reducing the impact of consumption taxes on lower-income individuals and families in Canada.
Key Characteristics of the GST/HST Credit
- Issued quarterly in January, April, July, and October
- Non-taxable – does not affect other benefits
- Eligibility is determined based on annual income and family size
- Can be combined with other federal aid programs
- September 2025 credit is an extra, one-time payment, not part of the usual cycle
Why a Bonus Payment in September 2025?
The government is distributing this additional credit to address ongoing economic challenges and support those most impacted by:
- Sharp increases in food prices
- Soaring rent and utility costs
- Widening economic inequality
- The need to support vulnerable households during uncertain times
This move continues a precedent of using tax credits for temporary financial relief, as seen with previous top-up payments during inflationary periods.
Estimated Payout Amounts – September 2025
Although the CRA has not finalized the figures, estimates based on current structures suggest the following:
| Household Type | Estimated Extra Credit |
|---|---|
| Single Adult | Approximately $234 |
| Couple (No Children) | Approximately $306 |
| Family with One Child | Up to $467 |
| Family with Two or More Children | Up to $628 |
| Single Seniors | Typically receive higher amounts |
This bonus payment is in addition to the regular October GST/HST credit installment.
Who Is Eligible?
CRA will determine eligibility automatically based on your 2024 tax return. To receive the September 2025 extra credit, individuals must:
- Be a resident of Canada for tax purposes
- File their 2024 income tax return
- Fall within the low- to middle-income threshold
No separate application is needed. If you qualify, the CRA will automatically issue your payment.
Payment Schedule and Method
Payment Date
- Direct Deposit: 13 September 2025
- Paper Cheques: May take 7–10 business days to arrive
How Will You Receive It?
- Direct deposit to your registered bank account (recommended)
- Mailed cheque to your address on file
To avoid delays, update your banking information through your CRA My Account portal if necessary.
Benefits to Canadian Families
This extra GST/HST credit acts as a safety net, especially for families already feeling the financial squeeze. Here’s how it helps:
- Reduces grocery expenses during high inflation periods
- Assists in managing rent, utility, and back-to-school costs
- Offers relief for seniors and single-parent households
- Supports local spending, helping the broader economy
Challenges and Criticism
While many applaud the initiative, some critiques remain:
- A one-time payment does not resolve long-term affordability issues
- Middle-income families just above the cutoff remain unsupported
- May increase reliance on short-term aid rather than systemic fixes
Despite this, the government maintains that this is a temporary bridge, complementing larger economic strategies underway.
The upcoming extra GST/HST credit in September 2025 is a vital relief measure for millions of Canadians. With payments set to begin on 13 September, this government-issued benefit will ease daily expenses related to food, shelter, and utilities during a time of economic strain.
While not a long-term solution, it demonstrates the government’s responsiveness and commitment to protecting the financial well-being of vulnerable households through targeted tax credit support.
FAQs
Do I need to apply for the extra GST/HST credit in September 2025?
No application is required. If you’re eligible based on your 2024 tax return, the CRA will issue the payment automatically.
Will this extra credit affect my other benefits?
No. The GST/HST credit is non-taxable and will not impact any other federal or provincial benefits you receive.
What if I don’t receive the payment on 13 September 2025?
If you’re set up for direct deposit and don’t receive it by mid-September, check your CRA My Account or contact CRA. For cheques, allow 7–10 business days after the issue date.