The Goods and Services Tax (GST) Credit remains a critical support system for low- to moderate-income Canadians, helping ease the burden of consumption taxes. With 2026 on the horizon, taxpayers are turning their attention to the GST Credit January 2026 Payment Date, along with broader CRA payment timelines and tax refund planning.
This guide covers every crucial detail: when to expect your payment, how much you could receive, and how the Canada Revenue Agency (CRA) calculates and distributes these payments.
When Will the GST Credit Be Issued in January 2026?
The first GST Credit payment for the 2026 calendar year is scheduled for Monday, January 5, 2026. This payment marks the third installment in the 2025–2026 benefit cycle and continues CRA’s practice of issuing credits at the start of each quarter.
Here’s the complete CRA GST Credit Payment Schedule for the 2025–2026 cycle:
| Payment Period | GST Credit Payment Date |
|---|---|
| July 2025 | July 4, 2025 |
| October 2025 | October 3, 2025 |
| January 2026 | January 5, 2026 |
| April 2026 | April 3, 2026 |
GST Credit 2026 Eligibility Criteria
Your eligibility for the GST Credit in 2026 is based on the net income reported in your 2024 tax return (filed in 2025). The CRA assesses your return and automatically determines your qualification, so no separate application is necessary.
To qualify, you must:
- Be 19 years or older, or live with a spouse/common-law partner, or be a parent to a child.
- Be a Canadian resident for tax purposes.
- Have a family income below the CRA’s established threshold.
The credit amount varies based on:
- Marital status (single, married, or common-law),
- Number of dependent children under 19,
- Your total family net income.
More dependents generally mean higher credit payments.
How the CRA Calculates GST Credit Amounts
The CRA uses your financial and family details to calculate your annual GST credit, which is then divided into four quarterly payments. If your annual amount is less than $50 per quarter, you may receive it as a single lump-sum payment.
Here’s how the payment is typically processed:
- Direct Deposit: If you’re enrolled through CRA My Account, the funds will be deposited directly.
- Cheque: If not registered, a paper cheque will be mailed.
- Always ensure your CRA account info is current to avoid payment delays.
GST Credit vs Tax Refunds: What’s the Difference?
Though the GST Credit is not a tax refund, it’s often received around the same time Canadians begin filing their taxes. The January 5, 2026 GST Credit date falls near the opening of the 2026 tax season, creating an opportunity for financial relief after the holidays.
Filing your taxes early ensures your eligibility is reviewed in time for future CRA credits and refunds.
The upcoming GST Credit January 2026 payment on January 5, 2026, is a financial milestone for many households. With rising living costs, this quarterly installment will provide timely support.
To make the most of these benefits, be sure your CRA records are up to date, and file your taxes on time. By staying informed and prepared, Canadians can maximize their CRA benefits and improve their financial outlook for 2026.
FAQs
Will I need to apply separately for the GST Credit in 2026?
No. The CRA automatically assesses your eligibility based on your 2024 tax return. No separate application is required.
What if my GST Credit is below $50 per quarter?
If your total entitlement is less than $50 per quarter, the CRA may issue a lump sum payment instead of quarterly deposits.
How can I check my GST Credit payment status?
Log into your CRA My Account to view your payment details, past credits, and update your banking or address info.