CRA Tax Credit Dates September 2025 – Benefit Amounts And Refund Types

The Canada Revenue Agency (CRA) plays a major role in supporting citizens through various tax credits and benefit programs.

These payments are designed to reduce the tax burden, provide income support, and ensure that families and individuals can maintain a decent standard of living.

As we enter September 2025, many Canadians are eager to know the confirmed payment dates, benefit amounts, and eligibility rules for CRA-administered programs such as CPP, OAS, CWB, CAIP, GST/HST, CCB, Ontario Trillium Benefit, and more.

This detailed guide covers everything you need to know, including the CRA Tax Credits Dates September 2025, eligibility requirements, types of tax credits, and how to apply for refunds or benefits.

What Are CRA Tax Credits?

CRA tax credits are government-provided benefits that reduce how much income tax you owe.

Some are non-refundable, meaning they only reduce your tax bill but don’t generate refunds if the credit exceeds your tax payable. Others are refundable, meaning you can get a refund even if you owe no tax.

Types of CRA Tax Credits:

• Non-Refundable Tax Credits
  • Reduce your income tax payable but do not provide a cash refund.
  • Examples:
    • Basic Personal Amount
    • Spousal or Common-Law Partner Credit
    • Tuition Credit
• Refundable Tax Credits
  • Provide direct financial assistance, sometimes even if you owe no tax.
  • Examples:
    • Goods and Services Tax (GST)/Harmonized Sales Tax (HST) Credit
    • Canada Workers Benefit (CWB)
    • Canada Child Benefit (CCB)

These credits are especially important for low-income families, seniors, and individuals who need extra financial support.

CRA Tax Credit Eligibility 2025

To receive any of the CRA payments, you must meet certain eligibility conditions.

General Criteria:

• You must be a Canadian citizen or permanent resident.
• Be 18 years or older (except for child-related benefits where parents apply).
• You must file your taxes on time every year, even with little or no income.
• Meet the specific income and residency requirements of the program.

Failing to file your taxes can delay or stop your payments.

Benefits of CRA Tax Credits

These tax credits provide wide-ranging advantages:

• Lowering Tax Liability – Helps reduce the amount of taxes you owe.
• Financial Support – Provides tax-free payments that can be used for essentials such as groceries, bills, housing, or education.
• Targeted Assistance – Programs like GIS, CCB, and CWB specifically help low-income families, seniors, and workers.
• Income Redistribution – Ensures fairness by directing funds where they are most needed.

CRA Tax Credits Dates September 2025

Here is the confirmed CRA payment schedule for September 2025:

Benefit	September 2025 Payment Date	Benefit Amount (Approx.)
Canada Disability Benefit (CDB)	18 September 2025	Up to $200 per month
Canada Pension Plan (CPP)	25 September 2025	Max $1,433 per month (at age 65, 2025 rates)
Old Age Security (OAS)	25 September 2025	$734.95 (ages 65–74), $808.45 (ages 75+)
Canada Child Benefit (CCB)	19 September 2025	Up to $7,997 per child (<6), $6,748 per child (6–17)
Ontario Trillium Benefit (OTB)	10 September 2025	Up to $1,013 annually (varies by eligibility)
Veteran Disability Pension	26 September 2025	Up to $200 per month
GST/HST Credit	3 October 2025 (Quarterly)	Up to $533 (single), $698 (couple)
Advanced Canada Workers Benefit (ACWB)	10 October 2025 (Quarterly)	$1,518 annually (individual), $2,616 (families)

Key Payment Programs Explained

Canada Pension Plan (CPP)

• Paid monthly to retirees, disabled workers, and survivors.
• Maximum for 2025 retirees at 65: $1,433/month.
• Paid on 25 September 2025.

Old Age Security (OAS)

• Paid to seniors aged 65+ based on residency.
• Indexed quarterly to inflation.
• September 2025 payments:
  • 65–74 years: $734.95/month
  • 75+ years: $808.45/month

Canada Child Benefit (CCB)

• Paid to eligible families raising children.
• Amount depends on income and number of children.
• September 2025 payments:
  • Under 6 years: up to $7,997/year
  • Ages 6–17: up to $6,748/year

Goods and Services Tax/Harmonized Sales Tax (GST/HST) Credit

• Quarterly benefit to offset sales tax costs.
• Next payment: 3 October 2025.
• Amounts:
  • Single individuals: up to $533/year
  • Couples: up to $698/year

Canada Workers Benefit (CWB & ACWB)

• Supports low-income workers through refundable credits.
• Advance quarterly payments (ACWB) ensure timely assistance.
• Next quarterly payment: 10 October 2025.
• Maximum benefit:
  • Individual: $1,518/year
  • Families: $2,616/year

Ontario Trillium Benefit (OTB)

• Provincial benefit combining three tax credits:
  • Ontario Sales Tax Credit
  • Ontario Energy and Property Tax Credit
  • Northern Ontario Energy Credit
• Paid monthly if opted, or as a lump sum.
• Next date: 10 September 2025.

Canada Disability Benefit (CDB)

• Provides monthly support to eligible disabled Canadians.
• September 2025 payment: 18 September 2025.
• Amount: Up to $200/month.

Veteran Disability Pension

• Financial support for Canadian veterans living with service-related disabilities.
• Next payment: 26 September 2025.
• Amount varies by condition, but up to $200/month.

How to Apply for CRA Tax Refund Benefits 2025

If you’re eligible, here’s how to apply:

• Visit the official CRA portal – www.canada.ca.
• Create or log in to your CRA My Account.
• Fill out the application form for the benefit or credit.
• Provide accurate details such as income, dependents, and residency.
• Upload required documents (like SIN, income proof, or medical forms).
• Submit the application and wait for CRA’s approval.

It’s important to file your tax return every year to stay eligible. Even if you earn no income, filing ensures you receive credits like GST/HST and CCB.

Why September 2025 Payments Are Important

For millions of Canadians, September 2025 CRA payments are vital for:

• Covering back-to-school expenses for children.
• Supporting seniors and pensioners on fixed incomes.
• Helping low-income workers through CWB and disability benefits.
• Managing inflation-driven costs in housing, food, and energy.

These payments ensure that families and individuals continue to have the resources they need during financially challenging times.

The CRA Tax Credits Dates September 2025 bring crucial financial relief to Canadians.

From CPP and OAS pensions for seniors to CCB for families, GST/HST credits, and CWB for workers, these payments strengthen the social safety net.

Mark your calendar with the confirmed September 2025 payment dates—whether it’s CCB on September 19, OTB on September 10, CPP and OAS on September 25, or GST/HST in October, staying updated ensures you never miss the support you’re entitled to.

By filing taxes on time, updating your CRA account, and meeting eligibility requirements, you can maximize your benefits and secure timely payments that ease everyday financial pressures.

Frequently Asked Questions