For Canadians under 65 who become disabled and have contributed to the Canada Pension Plan (CPP), the CPP Disability Pension offers essential monthly financial support.
In 2025, the maximum monthly payment climbs to $1,673.24. Here’s everything you need to know about eligibility, amounts, and payment dates.
CPP Disability Benefit Overview
- Basic flat rate: $598.49 per month for all eligible recipients.
- Contribution-based portion: Adds on top of the base, depending on past CPP contributions.
- Maximum total: $1,673.24 per month for 2025.
- Average benefit: Around $1,538.67 per month for new recipients.
Eligibility Criteria
To qualify for the CPP Disability Pension in 2025, applicants must:
- Be under age 65 at the time of application.
- Have made sufficient CPP contributions (generally in 4 of the last 6 years, or 3 of 5 years if you have 25+ years of contributions).
- Be diagnosed with a severe and prolonged disability that prevents regular employment.
- Automatically convert to a regular CPP retirement pension at age 65, unless you transition sooner.
Payment Schedule for 2025
CPP Disability Pension benefits are paid monthly, on the same schedule as standard CPP benefits. Here’s the 2025 payment calendar:
| Month | Payment Date |
|---|---|
| January | January 29, 2025 |
| February | February 26, 2025 |
| March | March 27, 2025 |
| April | April 28, 2025 |
| May | May 28, 2025 |
| June | June 26, 2025 |
| July | July 29, 2025 |
| August | August 27, 2025 |
| September | September 25, 2025 |
| October | October 29, 2025 |
| November | November 26, 2025 |
| December | December 22, 2025 |
Important Notes & Context
- If available, additional children’s benefits may be payable (up to $301.77 per child per month), depending on eligibility.
- CPP Disability benefits are indexed annually, and will not decrease even if inflation drops.
- Once you reach age 65, your CPP disability benefit automatically converts to a CPP retirement pension, which is typically lower.
Canada’s CPP Disability Pension offers vital support for contributors unable to work due to severe disability, with a maximum of $1,673.24 per month in 2025.
Benefits are issued monthly—check the schedule to stay updated—and transition automatically into a retirement pension when you turn 65. If you’re applying, ensure your documentation is accurate and timely to begin receiving your payments as soon as possible.
FAQs
Who is eligible for the $1,673 CPP Disability Pension in 2025?
People under 65 with sufficient CPP contributions who are diagnosed with a severe and prolonged disability can receive up to $1,673.24/month, depending on contribution history.
