The $2,739 Canada Workers Benefit (CWB) 2025 is a refundable tax credit launched by the Government of Canada to support citizens with low to moderate incomes.
This financial assistance ensures that hardworking individuals and families have the means to cover their essential needs.
The benefit is claimed when filing income tax returns and is managed by the Canada Revenue Agency (CRA).
CWB includes two main components: the base amount and an additional disability supplement for eligible Canadians.
Let’s break down the program, including its eligibility, payment dates, amounts, and application process.
Overview of Canada Workers Benefit 2025
| Program Name | Canada Workers Benefit (CWB) |
|---|---|
| Organized By | Government of Canada |
| Year | 2025 |
| Country | Canada |
| Payment Date | October 2025 |
| Payment Amount | Up to $2,739 |
| Category | Canada Finance |
| Eligibility | Low-income working individuals |
| Website | https://www.canada.ca/ |
Who Can Receive the $2,739 CWB in 2025?
The Canada Workers Benefit 2025 is specifically for citizens who:
- Have an annual income lower than the threshold set by their province.
- Are residents of Canada throughout the year.
- Are either 19 years or older by December 31, 2025, or living with a spouse, common-law partner, or child.
The CRA reviews income tax returns and applies adjustments to determine eligibility. If you meet the above conditions, you may qualify for CWB payments.
CWB Payment Amounts for 2025
The benefit amount you receive depends on your income level, family status, and whether you qualify for the disability supplement. Here’s a breakdown:
| Category | Maximum Basic Amount | Phase-Out Details |
|---|---|---|
| Single Individuals | Up to $1,633 | Phase-out begins at $26,855, ending at $37,474 |
| Families | Up to $2,813 | Phase-out begins at $30,639, ending at $49,391 |
| Disability Supplement | Up to $843 extra | Phase-out at $37,740 (singles) and $49,389 (families) |
Fact Check 2025: The maximum CWB payment for families is $2,739, while single workers can receive up to $1,590.
How to Apply for the Canada Workers Benefit 2025
Applying for the CWB is straightforward. Here’s the step-by-step process:
Go to the official website: https://www.canada.ca/.
Sign in through the CRA My Account or CRA Sign-In portal.
If you are new, register to receive your CRA ID and password.
Complete the CWB application form (Schedule 6) while filing your tax return.
Upload the required documents and submit them online.
Once approved, your payment will be deposited according to the official schedule.
Payment Dates for CWB 2025
The CWB advance payments are released quarterly. Below is the official schedule for 2025:
| Month | Payment Date |
|---|---|
| January | 10 January 2025 |
| July | 11 July 2025 |
| October | 10 October 2025 |
These payments provide ongoing financial relief rather than a single lump-sum amount.
Why the Canada Workers Benefit Matters
The CWB program is crucial for Canadians with low or modest incomes. By offering up to $2,739 in 2025, it helps individuals and families manage the rising cost of living.
Moreover, the disability supplement ensures added support for citizens facing additional financial challenges.
For many households, this benefit acts as a lifeline, allowing them to cover rent, groceries, transportation, and other everyday needs while encouraging continued workforce participation.
The $2,739 Canada Workers Benefit 2025 is more than just a tax credit—it is a financial safety net for thousands of Canadians.
By targeting low-income workers and families, it ensures that employment continues to be rewarding while easing the burden of day-to-day expenses.
With straightforward eligibility requirements, multiple payment dates, and added disability support, the CWB stands as a reliable source of assistance.
If you meet the eligibility criteria, make sure to file your income tax return accurately and claim your CWB through the CRA.
This program remains one of the Canadian government’s key initiatives to reduce financial stress and support working citizens.
Frequently Asked Questions
What is the Canada Workers Benefit?
The CWB is a refundable tax credit that provides extra income support to low-income working individuals and families in Canada.
How much can I receive in 2025?
The maximum CWB payment is $2,739 for families and up to $1,590 for single individuals. Eligible recipients may also get a disability supplement of up to $843.
Do I need to submit a separate application?
No. You do not need a separate application. Simply file your income tax return with the CRA and complete Schedule 6 to calculate your benefit amount.