On Wednesday, September 3, 2025, the first wave of Social Security payments will be issued—directly deposited or mailed—to beneficiaries who initially began receiving benefits before May 1997.
For these early filers, every monthly payment lands on the 3rd of the month, no action required on your part.
Full September 2025 Social Security Payment Schedule
For most recipients who started benefits after May 1997, payment days are staggered based on your birth date:
| Group | Payment Date (September 2025) |
|---|---|
| Pre‑May 1997 filers | September 3 |
| Birthdays 1–10 | September 10 |
| Birthdays 11–20 | September 17 |
| Birthdays 21–31 | September 24 |
| SSI Recipients | September 1 (adjusted due to Labor Day holiday on the 1st) |
Supplemental Security Income (SSI) payments usually arrive on the 1st of the month, but in 2025, they were made on August 29 due to Labor Day, avoiding holiday delays.
Note: Because of this shift, September will feature four total payments—including SSI, an unusual bonus month for recipients.
What You Might See in Your Check
Your personal benefit amount depends on your earnings history, retirement age, and the 2025 Cost‑of‑Living Adjustment (COLA) of 2.5 %. On average:
- The average monthly benefit in 2025 is about $1,976—up from around $1,927 last year.
- The maximum monthly benefit varies by claiming age:
- At age 62: maximum around $2,831
- At full retirement age (~67): about $4,018
- At age 70: up to $5,108—for rare cases that meet high-earning and full-delay criteria
Why the September Schedule Matters
- This month, beneficiaries may receive four separate payments—a rare bonus due to holiday timing.
- Knowing your exact payment date helps with budget planning, especially for fixed-income households.
- Payments are made via direct deposit or Direct Express, while paper checks are now rare.
How to Track Your September Benefit
- Know your birth-date group or filing date (pre or post-May 1997).
- Check your bank or Direct Express account on the expected date.
- Contact SSA if your payment doesn’t arrive—allow a few mailing days for checks.
This September, unexpected financial flexibility arrives as Social Security payments begin on September 3 for early‑filers, then continue based on your birthdate through September 24, with SSI already issued—delivering an unusually generous four-payment month.
With benefits increased by 2.5% COLA, this seasonal shift offers a welcome boost. Stay informed, know your schedule, and monitor your account early to ensure your support arrives smoothly.
FAQs
Why am I receiving Social Security on September 3?
If you began receiving benefits before May 1997, your monthly payment consistently arrives on the 3rd of each month—no action needed.
Are SSI payments included in my Social Security deposit?
No. SSI is paid separately, and in September 2025, it was paid early on August 29—so SSI and Social Security arrive on different days.
What’s the highest amount I could get this month?
Maximum benefits depend on your filing age: roughly $2,831 at age 62, $4,018 at full retirement age, or up to $5,108 if you delayed until age 70 and met high-earning thresholds. Many receive an average of about $1,976.